Have you ever wondered if you’ve done enough to protect the legacy and the life you’ve created if something happens to you or your spouse? More than 40% of Americans don’t have any form of life insurance, a troubling statistic since life insurance is an essential part of financial planning. At our Agencies, we understand that Life Insurance, Disability Insurance, and Long-Term Care insurance can be overwhelming topics, which is why we have a licensed insurance professional to walk you through the options to find out what insurance is best for your individual needs.
Did you know:
- Life insurance provides income replacement, allowing your family to pay off outstanding debts, and can create a legacy for your family.
- The chances of you becoming disabled is far greater than you dying, (2-5 times more likely, depending on your age). It can pay up to 70% of your income if you become disabled and cannot work.
- Long term care insurance pays for custodial care that may need to be administered in a nursing home setting or at your home. Health insurance often doesn’t pay for this kind of care, and the government won’t pay for it until you’ve exhausted all of your assets.
If you have no insurance, or have policies that you haven’t looked at in a while, contact Joe Soares, our Certified Insurance Counselor to discuss the options and makes sure you and your family are taken care of, no matter what the future holds.
